Repair Credit Report Help

Does anyone know of a credit repair service that will remove one item from your credit report for free?

Do credit repair services work? Which is the best agency to go through? I have paid for alllllll of my old collection accounts and I'm just waiting for them to drop off of my credit reports. I've been looking into credit repair service on line and wondering if they can actually help. All of the items on my reports are actually MINE and I did actually owe them, but they are all FINALLY paid off. Is there any hope to get them removed quickly?

Are Credit Repair Services like RMCN legal and legitimate? I have recently contacted RMCN to help me get some false information off my credit report. Does anyone have any experience with RMCN or similar credit repair services they would share (positive or negative)?

do those credit repair services work? do those credit repair services work. i have spoken to a few of them and they told me that they are able to get late satisfied payments off my credit report and the also told me that they are able to remove a bankruptcy off my report that is 8 years old. how do they work and what is desputing and item mean.

I was referred by Wells Fargo Bank to a credit repair specialist to fix negative items on my credit report? I am wondering if anyone has done this and has it worked? Do the items truely stay off your report? He is wanting his fee upfront and I've read that you shouldn't have to pay until services are completed. Is this true as well? I'm confused because Wells Fargo referred me and I want to think it is reputable otherwise why would they ask me if I wanted these services? Any advice would be extremely helpful! Thank You!

I found this one credit repair site that offers a 100% money back if you are not satisfied with their service? This site claims to remove: Late Payments Charge Offs Foreclosures Judgements Repossessions Personal Identification Closed Accounts Negative Settlements Liens Collections They said that in some cases they can remove bankruptcy with a 35% success rate. They offer a full refund if you are not satisfied with their service. They also said the negative items on your credit report don't come back.

Credit monitoring service...repairing credit, is this service necessary? I am in the process of repairing my credit. I already have the most up-to-date credit reports from the 3 major bureaus which I got for free from http://www.annualcreditreport.com While repairing my credit, having debts deleted or paid off, etc...I want to be able to see the changes happening. I can only order my credit reports for free once per year...so cannot check to make sure that collectors are erasing the debts as being requested in negotiations. I was wondering if anyone uses a "realtime" credit monitoring service (preferably that is updated daily, or everytime a change is made to the report), so that I can validate my requests are happening. I'm not so much concerned about the scoring...but if it's included, then I suppose that's a bonus. Any suggestions? Is there a way to request my FREE credit report more than once per year (e.g. tell the CRA's that I am repairing credit, and need a fresh copy, etc) without having to pay each time? Micki...you did not read my question at all. I am talking about online monitoring services, not a debt consolidator or debt management service. I am doing the work myself. Sgt Big Red, thanks for the response. Are you referring to "they" as the CRA's (Equifax, Experian, TU)? "They" make changes all the time to reports, without sending you an updated report, thus why you have to request it. Otherwise, every time someone inquires into my credit file, or reports me (adversely or positively), I would get a new credit report in the mail. I'm not so sure who you're referring to... If you mean the collection agency will send me an updated report, I wouldn't count on that either...they just want their money to settle the debt, not send me an updated report.

Anyone Know A Good Credit Repair Agency? I've been looking at my credit scores for the past 2 years. I know where I stand but it seems like I can't seem to get a good grip on getting rid of my debts. Does anyone know a Credit Repair service for a mixture of debt? I have student loans, a credit card, and old cellphone contract on my report that's really holding me back. I've been paying on them, but nothing seems to be happening. I need more help. Any good Agencies out there, that will really get my scores raised and debt alleviated somehow?

Can anyone recommend a legitimate service that will help you correct the information on your credit reports? I'm not referring to "credit repair". All three of my credit reports have a lot of incorrect information on them, and I'm really not sure how to go about getting them corrected. I have heard that it's difficult to do, so I was hoping that someone could recommend a service that I could use to help get my information corrected.

can I remove an negative item from my credit report? ok I am aware you can dispute negative items that appear on your credit report. And there is a lot of law firms and businesses out there who claim they can remove negative items from your credit report. But here is my issue. I have a card I was 120 days late on a few years back and I've disputed it a few times but its only been taken off temporarily to be verified on a put back on my credit report. I was with Lexingtonlaw a year back and it was just a endless cycle of disputing items on my report. The credit card companies just kept on responding with "That item has already been verified" so in the end, really none of my negative acconut statuses improved. Can you really get rid of a negative item on your credit report even if its partially true? Is the whole credit repair business just a sham because its just doing you a service that you can do just as easily yourself for free?

Does it come out on your credit if....? If you use a credit repair service or a debt consolidation program, does it come out on your credit report? If anyone has used this kind of service, has it come out on your report?

Trying to repair credit...have a question or two? I am in the process of reading and following "Credit Repair for Dummies" and I have 2 questions if anyone knows.. 1. I have a student loan thru OSLA and I have previously slow-paid on it, but I have 2 entries showing up as NELNET LOAN SERVICE that are both on my Equifax report. In the comments section it says STUDENT LOAN...they both have 0 balance, 0 credit limit, 0 scheduled payment amount, 0 past due amount and the current status states ACCOUNT IS INACTIVE. What is this and is it hurting me? 2. My mother died in 2003 and apparently had added me to one of her credit cards as an authorized user for emergencies. I never knew this or never had a card. When she died there was a balance of 3600 that was placed and charged off on MY credit report...is there anything I can do to get this removed, or am I stuck with it?

Credit Repair? Removing a bad record as a authorized user..? My friend was an authorized user (not joint) on his brothers credit card account. His brother ended up making late payments and then doing a settlement on this account. Unfortunately, the credit for my friend, the authorized user, was also affected. The settlement appears on 1 out of the 3 agencies...therefore, I wanted to know what is the best advice, or best letter to send to a credit reporting agency to get this issue resolved..... I am not looking to give the issue to any CREDIT REPAIR company or any other services. I am looking for a Do-It Yourself approach. Thanks.

Help! I want to repair my credit.? My credit score is bad and I would like to buy a home. I got a credit report, should I start making payments on the companies that were on my credit report or do I have to call them up to make payment arrangements? Please help. I can't get anything in my name and I am soon to be married which I know will effect my fiances credit. Any advice? Is there any services that help you for free? Websites?

credit repair question? is there a service out there that will allow me to pull my credit report and tell me if i pay XX my score will go up this much or if i open up a credit card my score will go up this much or if i lower my revolving balance to xxx my score will go up this much??

How can I get out of debt and repair my credit while unemployed? I'm 30-something, have been unemployed for 4 months, ran out of money and am close to being booted onto the streets. By trade I'm in IT/Customer Service but am having a hard time finding a position in this market. Even normal jobs are tough to come by in my area. I have contacted all of my creditors regarding my unemployment status but they basically all told me, "You'll go to collections", so now I've not been able to pay my minimums for months, my score/report is negative to the hilt, and a lot of companies are making hiring decisions based off of bad credit reports. Obviously, I need to pay the debt and plan to. However, at this point I'm barely able to eat, made too much money last year for gov/state assistance, and am close to being homeless. But the system seems cyclic in nature and even if I explain my situation to the HR screening companies they don't seem to be too sympathetic. I'm working hard to find a plan out of this mess. If anyone can shed some light or even share a story that might help, I'd be grateful! Indebt In TX Apologize for not being more thorough, but I am applying to normal/low-wage positions as well. I've dumbed down my resume/application but most give me the "overqualified" argument. I also have no Unemployment benefits available to me. I'm not expecting any 6 figure job, just some form of active income would be nice. :)

Free Credit Restoration & Debt Elimination Clients Needed!!? Hi my name is Tavarra. I own my own business by the name of Financial Destination Inc. We do Credit Restoration and Debt Elimination and a host of other services. Credit Restoration and Debt Elimination is two of our most popular Products. We are not a scam. I am a woman of God and I do not scam Gods Children. A Credit Repair Company can not charge you any up-front fees. It;s against the law. Actually our Credit Restoration Product is free. We offer other products with your monthly membership. I am a Product of the Product. I was a Real Estate Investor and I had two foreclosures on my Credit. Credit Trax was able to get one of those foreclosures deleted from my Credit Report. Credit Trax also had 3 Credit Cards Deleted from my Credit Report. 2 BOFA Credit Cards with high balances and 1 Chase Credit Card. If you want proof I will send you a copy of my Credit Report. Documentation beats conversation. please visit my website www.fdimember.com/143169 or Call me (909)331-7213 God Bless

Can you contest a debt thats listed on your credit? My husband has some thing on his credit from a former apartment building where he broke the lease due to the management company severly not doing their job (they didnt take care of noisy neighbors, didnt make repairs or provide much needed pest control). We've even reported the apartment complexs to the Apartment Association, but im not sure if he can contest their outragegous charges. He also has a debt from a cell phone company & an insurance company trying to charge him for service after he asked them to turn the service off (no, they're not cancellation fees either). Can he contest any of these? And if so, how do you go about doing that? Do we need to hire an attorney? Ok, if your going to answer my question, please refrain from being a total jackass in the process. I have done my research on my states laws involving tenants rights and you can break a lease and file a complaint against the complex on the grounds that management did not properly look out for your comfort & security. My husbands car was broken into & damaged while living there & he was even exposed to mold spores because management didnt properly fix his a/c. The management company did not do their job, plain and simple. My QUESTION is can we contest the debt that is now on his credit. I didnt ask for your opinion of my husband, I asked for an answer. P.S. Thank you to those who actually answered the question in a civil manner. :)

How to fix relationship FIA Card Services/Bank of America? I have been an MBNA customer since 1997 and had 2 credit cards with them. One of them was from 1997 and the other was from 2007. Anyway, I had a balance on the one from 2007, and I paid in full, but I did not realize that I still owed interest to them in the amount of $18. I did not pay this amount for 120+ days and they ended up closing BOTH accounts. I called Bank of America (which owns MBNA now) and explained the situation and peititioned for them to reopen my accounts. They did reverse the effect that this would have on my credit report, but they refused to reopen either account. The primary reason this concerns is me is because Bank of America is such a large bank (and issuer of credit cards) that they have effectively "blacklisted" from receiving any of their credit services. My current FICO score is 707, and I am not in hot water with any other banks and rarely get turned down for credit. Anyway, I was thinking that to rectify the situation with Bank of America by opening one of their "secured" cards wih the minimum $300 deposit. Do you think doing this would repair my relationship with Bank of America? I am aware of the consequences of signing up for credit cards on my credit report...and I know it's unusual for someone with a 700+ credit score to have a secured card. My aim is not to build credit, but rather restore a relationship with Bank of America. Please tell me if this will be effective. Thanks!

How to fix relationship with FIA Card Services/Bank of America? I have been an MBNA customer since 1997 and had 2 credit cards with them. One of them was from 1997 and the other was from 2007. Anyway, I had a balance on the one from 2007, and I paid in full, but I did not realize that I still owed interest to them in the amount of $18. I did not pay this amount for 120+ days and they ended up closing BOTH accounts. I called Bank of America (which owns MBNA now) and explained the situation and peititioned for them to reopen my accounts. They did reverse the effect that this would have on my credit report, but they refused to reopen either account. The primary reason this concerns is me is because Bank of America is such a large bank (and issuer of credit cards) that they have effectively "blacklisted" from receiving any of their credit services. My current FICO score is 707, and I am not in hot water with any other banks and rarely get turned down for credit. Anyway, I was thinking that to rectify the situation with Bank of America by opening one of their "secured" cards wih the minimum $300 deposit. Do you think doing this would repair my relationship with Bank of America? I am aware of the consequences of signing up for credit cards on my credit report...and I know it's unusual for someone with a 700+ credit score to have a secured card. My aim is not to build credit, but rather restore a relationship with Bank of America. Please tell me if this will be effective. Thanks!

I need the names of some trustworthy companies that offer Debt Management Plans? I will not qualify for government grants. I cannot get another consolidation loan. I do not want to use a debt negotiation service. My credit is good right now. I have paid all my bills at or above the minimum on time for over 7 years, and any blips on my credit have just recently "dropped off" my credit report. However, I am struggling, and things are about to get worse for me, and very soon I will start to be in the negative. I need help that won't ruin my credit score I have worked so hard to repair. If you have used a Debt Management Program and did not have to pay any additional fees, nor make any payments until all of your creditors accepted you into the program, please pass the name along to me.

Give me your opinion insights and summary or how you understand this..?

An Employee needs an employer who appreciates me.? I work as a automotive service manager been with this company 3 years, a Family owned business. I have moved up from ansewering telephones to service manager. The owner reconized my ability to handle an important role in his company & gave me the opportunity to move up, which I fully appreciate. I have been recognized and praised for my loyalty & trust worthness. Matter of fact this past year the owner was out traveling while I orchestrated the company competely on my own with 3 tec/mechnics under my direction. I was praised by the owner for bringing in more cash revenue within this past year then the company has in any other year since starting in 1974. I multi task, customer ser., create estimates, complete service/repair bills, schedule appointments, handle cash & credit card transactions, & days end make the financial report. Owners mentally abusive to all. Question: where does a person of my caliper become reconized and wanted by another employer that will be more appreciative?

I am having a hard time locating work? I will give a little background so you'll understand. My husband and I had some bad luck last year. We lost two jobs in one month, lost our home to foreclosure, and lost our vehicle. We decided to move to another state and start over. My husband found a job right off the bat.. working at a pizza place.( He is trained in computer repair) I have 20 years of customer service experience as well as banking. The trouble that I am running into is that most employers do not want to hire me due to my credit report. I am very honest with them about what happened. If I do not find a job soon, I am afraid that we will lose everything that we are trying to keep. any suggestions? We do not qualify for any time of state aid due to that fact that my husbands job makes 18.00 to much.Ha Try living off of 1800.00 a month for a family of 3. One being a teen-aged boy. Thanks for listening.

been FOOLED around & RIPPED OFF by BUY AS YOU VIEW how can i get into the coin meter box? been FOOLED around & RIPPED OFF by BUY AS YOU VIEW how can i get into the coin meter box, without damaging the box itself???????............. The problem is that i saw the advert on t.v and applied for the service to get a tv and pay through the meter and even thou i have a good credit report i fell for the contract as i werent at the time well knowledged in regards to what APR meant etc. Anyhow, over the last 2mths the tv has gone in for repair 3 times now and come back scratched etc and they have now taken it back for new sorround (i pay warranty),anyhow they have left a scruffy 26inch tv in replace till i get mine fixed which is a 32ich, THEREFORE SHOULD THEY HAVE LEFT ME A TV AT THE SAME SIZE?????????????/ AND ALSO THEY HAVENT LEFT A STAND OR ANYTHING.............IF SO, I AM ASKING ANY PERSON OUT THERE WHO KNOWS HOW I CAN GET INTO THE COIN BOX and what to use (im no criminal and im a hard worker, but i just want to get my point accross to them)

Electricity bill problem? I have a electricity bill of $1800.00. The meter readers was estimating my bill for a 6 month period and it started out to be only around $200.00 and after the estimation period they claimed that the bill shot up to $1600.00. my home needed repairs and the only electricity was working was in the kitchen. Before the estimation bill topped to only $50.00. I was in the process of moving. It rose up to $1800.00 after I moved and it took the company 4 months to go and turn off my service. Now my service is off and the company has this bill on my credit report. Is there any way that I can dispute this ?

Can someone check this paragraph for any errors? please? Does my topic sentence describe the rest of the paragraph or does it go with the paragraph? Property managers or community association managers help companies or businesses to manage property more efficiently. They can manage apartment buildings, commercial buildings such as shopping malls or industrial properties like marketing. Community association managers manage property by leasing, renting and maintaining property such as land, buildings and equipment. They keep records and prepare financial reports of the property status such as rates, vacant apartment, growth and purchase. Property managers plan for maintenance repairs and alteration of the property. They interact with residents or clients to provide services. Property managers need to be capable to read and understand government’s codes, regulations, financial reports and to read credit reports. Have ability to maintain friendly, speak clearly and understand information and ideas. Have a working knowledge of real state, sales marketing, clerical, and administration and management principles. This field does not require a bachelor’s Business degree however is preferable by most companies.

Medical Collections and Settlement? Hello, My name is Dria and I am in the process of repairing my credit. I have 5 medical collection accounts that read as follows. Central Fincl Control- $798.00 Date Opened: 03/06/2007 Date Reported:09/15/2007 Central Fincl Control- $100.00 Date Opened: 01/17/2007 Dated Reported: 09/15/2007 Central Fincl Control- $289.00 Date Opened:11/10/2006 Date Reported: 09/01/2007 Central Fincl Control-$330.00 Date Opened-11/08/2005 Date Reported-09/01/2007 Central Fincl Control-$ 95.00 Date Opened- 04/21/2005 Date Reported-09/01/2007 OSI Collection Service-$282.00 Date Opened-06-16-2007 Date Reported- 11-10-2007 Now, the question is what is the best way to settle these accounts, I am in the process of disputing again for a second round...These accounts came back verified, so I think it is time to dispute again with the CB, and then send out DV letters.If they can prove the debt I want to settle, what is the best way to settle these medical collections? 60% or %30

Problems with recalled transmission? Our car started having transmission problems a few months ago, so we went around town trying to find someone to fix it. We finally had to end up getting it rebuilt at the only company that would finance repairs for customers with less than desirable credit. The work has a year guarantee, but we have had serious problems with the transmission since and let's just say we've also been having problems with the service at the repair shop. I have been contemplating reporting this to the BBB. Then I find out there's a recall on the transmission and we probably should have taken the car to a dealership for repairs. Anybody know what to do here? Whom should we contact first? The transmission has been recalled but we've already had poor work done and are unsatisfied with the repairs and our treatment at the repair shop. We continue to have serious problems with the car and while we need it to work, I know that driving it is unsafe.

Has anyone every heard of Royal Lending Group out of NC? I have looked this company up on bbb.com but I'm not real sure how to read this information or to know if this company is legit...... Royal Lending Group The BBB reports on businesses, both accredited and non-accredited. If an organization is a BBB Accredited business, it is stated in this report. Name: Royal Lending Group Phone: (866) 569-0684 Address: 485 Fields Dr. Sanford, NC 27330 Website: www.royallendinggroup.com Principal: Owner/ Manager Customer Contact: Owner/ Manager - (866) 569-0684 File Open Date: February 2008 TOB Classification: Loans, Mortgages BBB Accreditation: This organization is not a BBB Accredited business. The BBB develops a full report BBB Definition: report - A summary of activity reflected in a company's BBB file. Includes basic business background, BBB Accreditation information, and BBB complaint activity over the previous three years. Also reports may include any known government actions, advertising issues or other information that results from activity conducted by the BBB. on a firm based on inquiry or complaint activity. This company first came to our attention in February 2008. We are attempting to develop more information on the company. At the present time we do not have enough information to issue a full report BBB Definition: report - A summary of activity reflected in a company's BBB file. Includes basic business background, BBB Accreditation information, and BBB complaint activity over the previous three years. Also reports may include any known government actions, advertising issues or other information that results from activity conducted by the BBB. . The BBB suggests you read and understand company promotional materials and contracts and check company references and licensing, where applicable. Customer Service Contact Owner/ Manager is the complaint contact person for this company and should be contacted at (866) 569-0684 before filing a complaint with the BBB. Customer Experience The BBB processed a total of 0 complaints about this company in the last 36 months, our standard reporting period. Licensing This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. The BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met. Industry Tips Refinancing Loans If you are considering refinancing, the Better Business Bureau suggests you shop around, compare prices and negotiate. But also move with caution when dealing with some lenders. To help you decide if refinancing is for you and to help you prepare to approach a financial institution, the BBB offers these tips. When you refinance your home, you simply apply for a new mortgage at the lower rate in order to pay off the old loan. This means that, for many lenders, you will again be required to pay most of the costs you originally incurred to get your first mortgage - loan application fees, title search, appraisal, credit check, lawyer's services, discount points (in many cases) and other finance charges. Before you go through the expense of refinancing, check the interest rates to make sure they have dropped to a level that makes refinancing worthwhile. Conventional wisdom states that a two or three percent difference between the rate on your current mortgage and the new rate over a period of time - generally several years - usually offsets the costs you must pay at closing. The ultimate amount you may save depends on many factors, including your total refinancing, whether you sell your home in the near future and the effects of refinancing on your tax situation. If you decide to refinance, obtain information from several lenders. Knowing just the amount of the monthly payment or interest rate is not enough. Ask for information about the same loan amount, loan term and type of loan so that you can compare the information. Also, be cautious of smooth-talking lenders that contact you offering easy credit, guaranteed low-interest loans or loan terms that sounds too good to be true. Fraudulent lenders often prey on people who are desperate for cash to pay bills, make home repairs or who do not understand the mortgage loan process. Their loan terms can include excessive fees, high interest rates and provisions that can make it expensive for you to get out of the loan. If a lender asks for an up-front fee before you can obtain the loan, look elsewhere. Be sure to check with the Better Business Bureau and your state attorney general for a reliability report BBB Definition: report - A summary of activity reflected in a company's BBB file. Includes basic business background, BBB Accreditation information, and BBB complaint activity over the previous three years. Also reports may include any known government actions, advertising issues or other information that results from activity conducted by the BBB. on the lending institution (s) you are considering. Once you know what each lender has to offer, negotiate for the best deal that you can. Have the lender or broker write down all costs associated with the loan. Be sure to read the loan documents carefully and be certain that all spaces are filled in before you sign them. Always assume that any document you sign is a contract. If you do not fully understand it, do not sign it! Mortgage Choices Shop, Compare and Negotiate -But Move with Caution When Refinancing Your Mortgage Report as of March 4, 2008 Copyright© 2008 BBB®, Inc. If you choose to do business with this business, please let the company know that you contacted the BBB for a report BBB Definition: report - A summary of activity reflected in a company's BBB file. Includes basic business background, BBB Accreditation information, and BBB complaint activity over the previous three years. Also reports may include any known government actions, advertising issues or other information that results from activity conducted by the BBB. . BBB reports may not be reproduced for sales or promotional purposes. The information in this report has either been provided by the company or has been compiled by the BBB from other reliable sources. As a matter of policy, the BBB does not endorse any product, service or company. BBB reports generally cover a three-year reporting period, and are provided solely to assist you in exercising your own best judgment. Information contained in this report is believed reliable but not guaranteed as to accuracy. Reports are subject to change at any time.

What is the website for obtaining a free credit report? Not the one that makes you join a service - just free I don't want to join a credit repair or watch service - I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.

CreditXpert score (through E-Loan)...how accurate? I signed up with the CreditXpert score monitoring last year through E-loan.com. They send me my score each month, and give brief tips about what I can do to improve my score. It also shows brief excerpts from my report, about who is trying to collect. I was curious about their scoring system, in which it claims they are not associated with FICO. The score they show sounds comparible to what my Exp, EQ, and TU scores should be...and they do seem to reflect accurate increases based on the positive measures I am taking to repair my credit.... However...I would like to know from anyone that has used their scoring system or services, how comparable their score is to the 3 major bureaus?

How do I get affiliate links with Equifax,Transunion,and Experian? I would like to know how to get authorization to set up affiliate links with the three major credit bureaus. I have my own credit repair company and was wanting to know how to have it where my clients can link to a credit agency and pull their credit reports. I know that there is an affiliate program but I keep getting conflicting info on how they work. When I call the agencies to make sure that this is possible I do not get a call back. But I see other credit repair agencies use this same method on their sites and one of them even told me that they get paid for every person they refer. I just want my business to work and so far it's doing good. I have a few clients that are happy, but I want to improve the service of my website. By the way before you judge me or my company, get to know us. We are not out here taking anyone's money. My clients know right up front before they employ me that they have the ability to try and repair their credit themselves.

What do you think of the following article? EXTRA HELP When Special Education Goes Too Easy on Students Parents Say Schools Game System, Let Kids Graduate Without Skills By JOHN HECHINGER and DANIEL GOLDEN August 21, 2007; Page A1 GREENPORT, N.Y. -- On June 25, 2006, Michael Bredemeyer threw his tasseled cap in the air and cheered after getting his high school diploma. Two days later, his parents mailed the diploma back. [More Data on Mainstreaming] * * * Plus, read more about the challenges of integrating special-needs students, at WSJ.com/Mainstreaming. Michael, now 19 years old, has learning disabilities and finished high school at a seventh-grade reading level, despite scoring above average on IQ tests. The Bredemeyers say he passed some classes because teachers inflated his grades and accepted poor work. By awarding him a meaningless diploma, they say, school officials avoided paying for ongoing instruction. "I felt proud because he had worked so hard," says Michael's mother, Beverly, her voice breaking. "You don't want to take that away from him. But you knew it wasn't real. What's he going to do in the future? Will he be able to go to college and get a job?" The Bredemeyers represent a new voice in special education: parents disappointed not because their children are failing, but because they're passing without learning. These families complain that schools give their children an easy academic ride through regular-education classes, undermining a new era of higher expectations for the 14% of U.S. students who are in special education. Years ago, schools assumed that students with disabilities would lag behind their non-disabled peers. They often were taught in separate buildings and left out of standardized testing. But a combination of two federal laws, adopted a quarter-century apart, have made it national policy to hold almost all children with disabilities to the same academic standards as other students. The 1975 statute now known as the Individuals with Disabilities Education Act promoted putting special-education students in mainstream classrooms. The 2001 No Child Left Behind Act said schools would be punished if disabled children don't pass the same state tests as other students. It also requires states to set standards for high-school graduation rates and meet them for all students, including those with disabilities. By some measures, the extra attention is paying off. Test scores and classroom grades of disabled students are rising, and their high-school graduation rate increased to 54% in 2004 from 42% in 1996. But critics say some of the gains have come because schools have learned to game the system. For instance, federal rules allow states to make "reasonable accommodations" to help disabled students pass tests and graduate, such as allowing extra time on exams. Some schools, say critics, are giving students too much help, for instance by guiding students to the right answers on multiple-choice tests. MAKING THE GRADE • The Issue: Some parents of students with learning disabilities say their children are graduating too easily. • The Background: Federal laws raised school standards, but left loopholes. Increasingly, special-education students get special help to pass tests. • The Problem: If schools game the system, those students move on without the skills they need. From 2000 to 2005, special-education fourth graders showed more improvement in reading and math than the general population on an important benchmark test, the National Assessment of Educational Progress. But accommodations also increased. In 2005, 70% of fourth-grade special education students received some sort of accommodation while taking the math portion, up from 44% five years earlier. In reading, 63% used accommodations in 2005, up from 29% in 2000. On tests used to measure compliance with No Child Left Behind, more states are permitting students with disabilities to use calculators on arithmetic tests or have reading-comprehension tests be read aloud. Massachusetts education commissioner David Driscoll warned school administrators in February that an alarming number of special education students -- a quarter or half in some cases -- were receiving such accommodations on state exams. With unclear guidelines, "People start driving trucks through loopholes," he said in an interview. Some school districts have an informal policy against failing students with disabilities even if they miss many classes or aren't learning. "I can go into any school we represent and have somebody tell me we have to pass special education students" to avoid being blamed for not providing the right services if students fail, says Janet Horton, a Texas special-education attorney. Federal law says special-education students should receive a "free appropriate public education," but it doesn't prohibit failing them. Mardys Leeper and Carol Merrill, former teachers at West Philadelphia High School in Pennsylvania, say a special-education administrator there ordered them to pass special-education students. Ms. Leeper says she made concessions for students with disabilities, such as letting them write shorter essays or copy paragraphs she wrote onto a word processor rather than composing their own. But when those students didn't make an effort, or skipped class, both teachers say they sometimes sought to fail them -- only to have the administrator insist on passing grades. The reason they were given: Students had met the goals of their federally mandated individual education plans, IEPs, spelling out goals and services for each special-education student. "Students who weren't even participating, even trying, we couldn't fail them," says Ms. Merrill, an English teacher who retired this year. Even if they couldn't read, "I had to give them a 'D.'" The administrator couldn't be reached for comment. Brenda Taylor, head of special education for the Philadelphia school district, called the matter a "breakdown in communication." The district has no written policy against failing special-education students, she says. But rather than being "punitive" if a student performs poorly or cuts class, she says, the district prefers to revise a student's IEP. "We're not in the business of failing students," Ms. Taylor says. Only 19 states require all students to earn the same kind of diploma, according to a recent University of Minnesota survey. Some of those states let special-education students amass fewer course credits to earn the degree, the survey found. Other states give substitute certificates, in some cases called IEP diplomas, to special-education students who don't qualify for standard diplomas. Many special-education parents are happy to see their children advance through school and graduate. Reggie Felton, director of federal policy for the National School Boards Association, says special-education students learn more in regular classes even if they're given a break on assignments or grading. The federal government recently decided to triple the percentage of students allowed to take easier tests, to 3% from 1%. Some legislators have proposed exempting more students. But the rebellion against too-easy passing is growing, says Pam Wright, who with her husband has co-authored books on special education issues and operates a Virginia-based information clearinghouse for special-education parents. She estimates she now receives more than 1,000 email messages a year from parents lamenting that their children with disabilities take mainstream courses but aren't being taught as much as their classmates. Dozens of parents have contended in recent administrative appeals that their children did not deserve the diplomas they received, she says. The family of Alba Somoza, who has cerebral palsy and speaks only with the help of a computer, filed one such case. Alba drew national attention in the 1990s when her family successfully pushed to include the then-third grader in a regular classroom. Then-President Bill Clinton backed her cause, and Alba, now 23, graduated with honors from a New York City high school in 2002. Last year, Alba and her family filed an administrative case claiming her education was a sham. A school report prepared weeks before she graduated showed she had language and math skills at an elementary school level, court records show. "You cannot shunt children through -- you cannot scam them through the system," says Alba's mother, Mary. [Michael Bredemeyer] Since shortly after she graduated, New York has been paying for a special program for Alba that costs $400,000 a year -- including a full-time teacher, an aide, transportation and extensive technology. The city says it is doing so out of compassion, not legal obligation. The family is seeking to continue the public funding another year to help Alba receive enough education to work as a museum docent. The Somozas lost the administrative case, but a judge in U.S. District Court in Manhattan ruled in the family's favor earlier this year and ordered another hearing. Rather than develop a program that would help Alba reach her academic goals, teachers lowered the curriculum's "level of difficulty" and removed "large and meaningful portions of its substantive content," the judge said. One teacher testified that he did most of the work on Alba's final project in 2002. New York officials say the school properly adapted the curriculum for a severely disabled student. In northern California, Jennifer McGowan, an 18-year-old who is deaf in one ear and suffers from attention deficit hyperactivity disorder and learning disabilities, was supposed to graduate from Vacaville Unified School District in June. She didn't get her diploma -- because her family won a court injunction to stop it. In an interview, Jennifer said she often received A or B grades for poorly completed work or, at times, when she didn't do assignments at all or show up for class. Achievement tests she took in January 2005 showed that she had the math and reading skills of an elementary-school student, according to her administrative complaint. The school district denies her grades were inflated and said she showed her proficiency by passing a high-school exit exam. John Aycock, Vacaville's superintendent, said teachers did "a great job working with Jennifer." Jennifer says she failed the exit exam several times despite intensive preparation. "They just wanted to pass me and let me fly by," she says. The school system says it's not unusual to make several attempts to pass. At the Mercer Island school district in Washington state, the family of a girl with severe learning disabilities complains that, instead of the intense instruction she needed to master reading and math in eighth and ninth grades, teachers showered her with accommodations: a peer note-taker, a peer to read materials to her, oral exams, reduced assignments and a calculator on math tests. At an administrative hearing, the family -- whose names are not disclosed in the court papers -- sought to force the school system to pay for her private schooling. Noting her strong A and B grades, the district successfully argued that accommodations were helping her learn. In U.S. District Court in Seattle, a judge hearing an appeal of the case disagreed last year, saying the system improperly relied on accommodations rather than instruction, and has returned the case to a hearing officer to determine financial relief for the family. Boxes of school correspondence and Michael Bredemeyer's old tests and assignments line the hallways of his family's weather-beaten saltbox house in Orient, N.Y., on Long Island's North Fork. Michael's parents are demanding public funding for more services until age 21, to which students are entitled unless they graduate, so he can improve his academic skills for college. John Bredemeyer, a county public-health inspector, and his wife, Beverly, had high hopes for Michael, who has a strong work ethic and a knack for repairing machines. But once he entered public middle school in nearby Greenport, his parents worried that teachers were letting him skate through classes and tests. Michael, who has attention deficit hyperactivity disorder and learning disabilities including dyslexia, says in some classes he "definitely earned" a passing grade, but others were "borderline." He took regular classes except for one period a day. "A little more one-on-one" instruction would have helped, he says. On state achievement exams, Michael's IEP permitted him extra time, simplified instructions and guidance from a teacher to slow him down if he rushed through answers. But when he completed the eighth-grade math test, his special-education teacher also took him to the resource room and directed him to redo problems he had answered incorrectly. According to a memo from Greenport Superintendent Charles Kozora, the teacher "exceeded the intent" of Michael's accommodations, boosting his score. The state investigated and invalidated Michael's test. [Revolt] Mr. Kozora said the school system had only two cases of testing irregularities in six years, few conflicts with parents over special education and "many successes" among students with disabilities. The district says achievement, and not cost, dictates its decisions on graduating students. When Michael was a junior at Greenport High, his chemistry teacher passed him with the minimum grade of 65, even though he says he spent much of the class doodling and playing solitaire on his laptop. Checking his assignments and tests, his parents couldn't understand how he could be passing. In a letter, the school principal acknowledged that the final grade was a "miscalculation" and should have been 56.6, or an F. The school offered to let him make up his lost credits by volunteering in the town library. When his parents balked, he was instead placed in courses in sociology and psychology. On one psychology pop quiz, five of Michael's seven answers were marked wrong, but a failing grade was crossed out on the paper and a passing score of 65 was substituted. The school district declined comment. For a senior English assignment, he received an A for one untitled paragraph. "I believe competition today has changed dramatically," he wrote. "Back in the day, sports was some of the only sports that had competition. Today, everyone wants to compete and only be successful. School work, school sports, major league sports, all involve high amounts of success and competition. Competition today has become very extreme." His English teacher, Michael Connolly, said he didn't remember the assignment and had no comment on the grade. On standardized tests, Michael had mixed results: On the SATs, which have a 200 to 800 scale, Michael received 330 and then 370 in two tries on the reading test, in the bottom 10% of all students nationally. On math, he scored 460 both times. He failed two state exams and passed five others. His school grades put him in the bottom one-third of his class. A month before graduation, the Bredemeyers debated whether he should accept the degree. "I wanted to have it," Michael says. "Get it and forget it." On graduation day, a school band played "Pomp and Circumstance." Michael's parents, his sister, his grandmother, aunts and uncles watched as he walked up to the podium and a school official handed him a purple diploma case with his name etched in gold letters. Michael says he knew his parents might not let him keep it. "I had a feeling they'd do something like that," he said, shrugging. "I'll eventually get it back, one of these days, months, years." This summer, Michael has been mowing lawns and picking up trash at a state park for $9 an hour. This fall, he plans to enter his second year at Suffolk County Community College, which does not require a high-school diploma. Last semester at Suffolk, he received a D-plus in freshman composition, D's in statistics and Western Civilization and an F in the history of rock 'n' roll. Write to John Hechinger at john.hechinger@wsj.com and Daniel Golden at dan.golden@wsj.com RELATED ARTICLES AND BLOGS Related Content may require a subscription | Subscribe Now -- Get 2 Weeks FREE Related Articles from the Online Journal • The Kids Are All Right • School Choice and Racial Balance • Back to Failing Schools • Tort-a-licious: The Trials of Law School Blog Posts About This Topic • SaukValley.com - Serving Dixon, Sterling & Rock Falls saukvalley.com • August 14, 2007 edspresso.com More related content Powered by Sphere

man have i dine the last on before with my one car? IDIOTS IN SERVICE: This week, all our office phones went dead and I had to contact the telephone repair people. They promised to be out between 8:00 a.m. and 7:00 p.m. When I asked if they could give me a smaller time window, the pleasant gentleman asked, "Would you like us to call you before we come?" I replied that I didn't see how he would be able to do that, since our phones weren't working. He also requested that we report future outages by email (Does YOUR email work without a telephone line?). IDIOTS AT WORK: I was signing the receipt for my credit card purchase when the clerk Noticed I had never signed my name on the back of the credit card. She informed me that she could not complete the transaction unless the card was signed. When I asked why, she explained that it was necessary to compare the signature I had just signed on the receipt. So I signed the credit card in front of her. She carefully compared the signature to the one I had just signed on the receipt. As luck would have it, they matched. IDIOTS IN THE NEIGHBORHOOD: I live in a semi-rural area. We recently had a new neighbor call the local township administrative office to request the removal of the Deer Crossing sign on our road. The reason: too many deer were being hit by Cars and he didn't want them to cross there anymore. IDIOT SIGHTING #1: I was at the airport, checking in at the gate when an airport employee asked, "Has anyone put anything in your baggage without your knowledge?" To which I replied, "If it was without my knowledge, how would I know?" He smiled knowingly and nodded, "That's why we ask." IDIOT SIGHTING #2: At a good-bye luncheon for an old and dear coworker who is leaving the company due to 'downsizing," our manager commented cheerfully, "this is fun!. We should do this more often." Not a word was spoken. We all just looked at each other with that deer-in-the-headlights stare. IDIOT SIGHTING #3: I work with an individual who plugged her powerstrip back into itself and for the life of her couldn't understand why her system would not turn on. IDIOT SIGHTING #4: When my husband and I arrived at an automobile dealership to pick up our car, we were told the keys had been locked in it. We went to the service department and found a mechanic working feverishly to unlock the driver's side door. As I watched from the passenger side, I instinctively tried the door handle and discovered that it was unlocked. "Hey," I announced to the technician, "it's open!" To which he replied, "I know - I already got that side." DON'T YOU FEEL BETTER NOW??!!!

Does anyone know of a credit repair service that will remove one item from your credit report for free?

Please critique my Cover Letter & Resume honestly, give me any and all helpful thaughts!!? Joshua Yount 539 Emory Street Imperial Beach, CA 91932 Phone: (619) 618-0499 Email: yountjoshua@yahoo.com To Whom It May Concern, I am writing this cover letter with expectations of achieving a position with your company as a server. I know there is a lot of turnover in this career. People decide that this is not what they want, or maybe it’s too stressful or they cannot work with the hours. I have many things to offer. I know what I want, as I have experience in this field. I honestly enjoy doing it, and love the rewards that come with this career. This would be a career stepping stone for me, so you can be comfortable in knowing that I can be counted on. The skills I have and the opportunity you can offer would make a great recipe for success for both the company and myself. Thank you for your consideration and the opportunity. I am confident that I will hear back from you, in the very near future. I will be available at your earliest convenience. You may contact me at anytime at (619) 618-0499 Respectfully, Joshua Yount Objective To achieve a position as a server, where my customer service skills and outgoing attitude can be put to work at its best for the companies better being as well as my own. Qualifications Great Customer Service Skills • Multi Tasks • Great Attitude • Bi–lingual • Works Well Under Pressure • Team Player • Food Knowledge • Stacks Several Plates On Each Arm Work History/Experience Feb. 2005 to Current -U.S. Air Force National Guard, Channel Island Air National Guard Base Camarillo CA, Services Technician - Welcome and greets customers - Provides quality customer service to dining facility customers - Cooks - Buses tables - Excepts suggestions and complaints with a smile - Performs various side work at the start and end of each meal April 2005 to Current -U.S. Air Force 30th Security Forces Squadron VAFB Lompoc, Ca Security Forces Augmentee - Armed up with a rifle and side arm to prepare for the worst on a daily basis - Responsible for making split second important decisions - Report writing on a daily basis - Maintained order and the protection of classified government installations around the base - Assisted and challenged individuals without a secret clearance 2004 to 2005 -Missouri Department of Corrections Moberly Correctional Facility, Moberly Missouri Correctional Officer I - Responsible for the protection/security of inmates - Assisted with inmate movement - Responsible for making split second decisions - Report writing on a daily basis 2004 to 2005 -Ricks American Grill, Moberly Missouri Server - Welcomed and greeted guests - Provided quality customer service to guest - Took orders, made recommendations and announced daily specials - Input orders in computer - Provided final bill to guests, accepted payments, processed credit cards 2000 to 2004 U.S. Navy HC-11 NAS North Island Coronado, CA Aviation Structural and Hydraulics Mechanic - Performed maintenance on 3 h-46 helicopters (Structural repairs, Mechanical Linkages, Painted) Education Feb 2007 to April 2007 -Services Technician School, Lackland Air Force Base, San Antonio TX (military school equivalent to a civilian Hotel and Restaurant Management course certification) - Certificate Acquired 2003 to 2004 - American Intercontinental University Online, Criminal Justice- Degree Not Acquired Feb 2000 to July 2000 –Naval Air Technical Training Center, NAS Pensacola Florida- Certificate Acquired References Given upon request

Anyone Know A Good Credit Repair Agency? I've been looking at my credit scores for the past 2 years. I know where I stand but it seems like I can't seem to get a good grip on getting rid of my debts. Does anyone know a Credit Repair service for a mixture of debt? I have student loans, a credit card, and old cellphone contract on my report that's really holding me back. I have been paying on them, but nothing seems to be happening. I need more help. Any good Agencies out there, that will really get my scores raised and debt alleviated somehow?

the bloated welfare states of France and Sweden have lower corporate rates and generally better corporate tax? Now that recession-warning lights have begun to blink, Democrats should give tax hikes a rest. As tax-happy Democrats might have noticed, the stock market resembles a kindergartner on a swing set: half-giddy, half-scared, and hyperactive. Meanwhile, payrolls sagged by 4,000 positions last month. Not since August 2003 has America created no new jobs. Fifty-two economists in September 13’s Wall Street Journal offered a 36-percent average probability of recession by next September, up from 28-percent in August. Oil hit $81.93 per-barrel Wednesday — hardly good news. And the tumultuous home-mortgage industry suffered 243,497 foreclosure listings last month, up 115-percent versus August 2006, RealtyTrac.com reports. This mess triggered 12,000 layoffs, just at lender Countrywide Financial Corp. To prevent tight credit from suffocating the economy, the Federal Reserve Board Tuesday hastily administered a 0.5-percent federal-funds-rate reduction. Amid these worrisome omens and genuine human suffering, the last thing America needs is for congressional Democrats to stuff a pillow over the economy’s face. But they can’t control themselves. “Through 2012, the Democratic Congress’ new budget raises taxes $217 billion,” the National Taxpayers Union’s Pete Sepp calculates. “If no surpluses appear that year, another $175.5 billion tax hike automatically kicks in.” This $392.5 billion includes a halving of the per-child tax credit, restoration of the marriage penalty, a 50-percent leap in the low-income tax bracket (10-percent under Republicans; 15-percent under Democrats), and the resurrection of the Death Tax — from 0 to 55-percent. After August’s tragic Minneapolis bridge collapse, House Transportation chairman James Oberstar (D., Minn.) proposed a “temporary” nickel-a-gallon federal gasoline-tax increase. Never mind that existing gas-tax revenues vanish into narcissistic pork projects rather than urgent infrastructure repairs. Such a tax hike would “cost American motorists an estimated $25 billion over the next three years,” NTU reckons. Democrats cannot plea that soaring deficits require tax hikes to absorb red ink. Indeed, the federal budget gap narrowed from $413 billion in 2004 to $158 billion today, proving that the best deficit medicine nearly always is to limit taxes and consequently unleash American enterprise. A thinner federal slice of a bigger economic pie usually yields revenues exceeding pre-tax-cut levels. Federal receipts have zoomed 7-percent this year. “The tax cuts are working exactly as intended,” Heritage Foundation analyst Brian Riedl argues. “Lower tax rates have increased the incentives to work, save, and invest, and as a result, the economy has grown faster than expected.” He adds: “Concerns that the Bush tax cuts would lead to a long-term shortfall of government revenues have proven false …Tax revenues in 2007 are now estimated to be $70 billion above the level projected even before the 2003 tax cuts. In other words, tax revenues are now above their pre-tax cut baseline.” Democrats cannot deny what happened after President Bush and Capitol Hill Republicans slashed maximum capital-gains taxes from 18 to 15-percent in 2003. Rather than dwindle $5.37 billion between 2003 and 2006, as the congressional Joint Tax Committee’s antique, static-analysis model wrongly predicted, revenues actually advanced $53 billion. Foreign economic ministers understand these lessons and are lowering taxes as if Franklin Roosevelt never lived and Ronald Reagan never died. “Sweden and Russia last year eliminated their estate taxes because they said the tax was economically counterproductive,” economist Stephen Moore wrote in the August 31 Wall Street Journal. “In Germany under Chancellor Angela Merkel, the corporate tax rate has been reduced to less than 30 percent from 39-percent.” Poland recently chopped its business tax from 27-percent to 19. Even Hanoi gets it! Thanks to corporate-tax relief, “the business environment will become more and more attractive, resulting in increased investment,” Vietnamese tax chief Nguyen Van Ninh told Moore. While America’s corporate tax levitates at 35-percent, seven European Union nations have lowered business levies this year. The EU-average corporate tax is 24.2-percent. “Further corporate tax rate cuts are being implemented in Germany, Estonia, Spain, and the United Kingdom, and rate cuts are being discussed in the Czech Republic and France,” observes Cato Institute senior fellow Dan Mitchell. “Even the bloated welfare states of France and Sweden have lower corporate rates and generally better corporate tax systems than America.” Democrats thus resist global pro-market trends, even among progressive governments long on social solidarity and short on “reckless cowboyism.” But, for most Democrats, these facts and numbers are irrelevant. Taxes are not about merely funding vital government duties and basic public services. They are meant to punish the wealthy, “correct” personal behavior, and distribute universal largesse. Thus, Democrats itch to raise taxes on highly lucrative private-equity partnerships, from 15 to 35-percent. True to form, the Democratic Senate voted in August to hike cigarette taxes 156 percent, from 39 cents to $1 per pack. This would ignite a massive explosion in the State Child Health Insurance Program. The Democratic House extended government medicine to kids in families of four earning quadruple the Federal Poverty Line, or $82,600 — twice today’s threshold. The House also redefined “child” as an eligible boy or girl …up to age 25. While America’s economy clings from a ledge, Democrats dance on its fingertips. When the donkey party promises “change,” it delivers — good and hard.

Did you read this??? Illegal sent home after "free" treatment in Ariz. Chris Hawley Republic Mexico City Bureau Mar. 17, 2008 12:00 AM ECATEPEC, Mexico - When the motorcycle that illegal immigrant Laura Velázquez was riding slammed into a concrete wall, it cost a Phoenix hospital $478,000 to save her life. The hospital is footing the bill. But Velázquez's life in America is finished after hospital officials sent her back to Mexico. Velázquez's story is an example of what happens when uninsured illegal immigrants need medical care, a problem that costs American hospitals and taxpayers millions of dollars each year. It's a critical issue, because a federal program aimed at reimbursing hospitals is scheduled to disappear at the end of this year. advertisement But Velázquez's case also shows how innocent people can get ensnared in the illegal-immigration controversy. Velázquez, now 22, never asked to come to the United States; she was brought as a child. She wasn't driving the motorcycle; she was only a passenger. Her journey home has attracted the attention of Mexico's national media. Government officials in Ecatepec, her hometown on the outskirts of Mexico City, say she should have been allowed to recover in Phoenix, and they have accused the United States of indifference. Velázquez, meanwhile, lies in a dim, windowless room in a relative's home in Ecatepec and thinks about how things used to be. "I want to walk again," she said, her voice a whisper because of a tracheotomy tube. "I want to go home." Twist of fate When Velázquez was 11 years old, she and her mother climbed into a car trunk in Nogales, Sonora, and emerged again in Arizona. They moved to Laveen with her father, a landscaping worker. Velázquez learned English, attended Summit High School and had two children with her high-school sweetheart. She worked off and on at a furniture store, processing credit applications. On Jan. 26, a neighbor invited her for a ride on his motorcycle. What happened next is unclear. The Maricopa County Sheriff's Office, the Arizona Department of Public Safety and the Phoenix Police Department have no record of the crash. Velázquez remembers little, her family says. But whatever happened, it was violent. When an ambulance brought her to St. Joseph's Hospital and Medical Center in Phoenix, her upper spine was snapped, her left lung was collapsed, and her left leg and arm were broken. Paramedics reported that the motorcycle had hit a concrete wall, said Margaret McBride, the hospital's vice president of mission services. The driver escaped with minor injuries, said Velázquez's mother, Estela Loera. For days, Velázquez fought for her life. "The patient has been medically unstable," doctors' notes said. "Surgery has been canceled multiple times." In all, Velázquez underwent three operations to repair her spine, mend her bones and install breathing tubes. Costly care No one is sure how much uninsured illegal immigrants like Velázquez cost the United States, according to a 2004 report by the U.S. Government Accountability Office. That's because hospitals usually don't ask patients about their immigration status. But a study by the Border Counties Coalition estimated that illegal immigrants accounted for more than $200 million of the $845 million in unpaid medical and ambulance bills in 2002 at hospitals along the U.S.-Mexican border. By law, hospitals must treat emergency medical patients until they are healthy enough to be discharged. The cost is a serious burden for hospitals in border states. Some have had to cut back on other services. "I've had to close my OB department down, I've had to close my long-term-care facility down, because the drain on the resources doesn't allow it," said Jim Dickson, administrator of Copper Queen Community Hospital in Bisbee. "We're into rationing because of the uncompensated (care)." Under pressure from lawmakers in border states, in 2003 the federal government set aside $250 million a year to reimburse hospitals for illegal-immigrant care. But the program applies only to the first two or three days of care, and the program expires at the end of this year. Hospital trade groups are lobbying to get it renewed. As Velázquez's tab grew, hospital officials knew they would never get the money back, McBride said. So they declared her a charity case, essentially forgiving her $478,000 bill. Last year, St. Joseph's spent $17 million on such charity cases, immigrants and U.S. citizens alike. "Ultimately, it does cost the community," McBride said. "It affects the programs we can offer, the technology we can buy, the raises we can give employees." Hospital officials knew another problem was on the horizon: Velázquez would need long-term care. Without insurance or legal residency, no U.S. hospital would take her. Mexico, however, has government-run hospitals and a free, if rudimentary, socialized medical system. Coming home Velázquez arrived in Hermosillo, capital of the northern Mexican state of Sonora, in an aircraft chartered by St. Joseph's. In her immigration photo, blue-and-white breathing tubes cover her face. Relatives went to the Ecatepec government for help bringing Velázquez the remaining 1,000 miles home. That's how the Mexican press learned about her case. "Woman deported in vegetative state," read a headline in the newspaper El Universal. "Hospital that treated her reported her as illegal," read one in El Gráfico. "(Mexican) federal authorities did nothing," El Milenio added. The stories exaggerated. Velásquez wasn't in a vegetative state, her family says. She can talk a little and move her head, arms and toes. She wasn't deported, either: McBride said St. Joseph's never had any contact with immigration officials. But at a time when the United States is building border fences and cracking down on illegal immigrants, the story of the comatose woman kicked out by the Americans quickly spread around Mexico. None of the articles mentioned the free medical care. The Ecatepec government looked into flying her home, but no airline would take a patient in such grave condition, said Osmar León, a city councilman who chairs the health committee. A chartered jet was out of the question: It would have cost $40,000, one-tenth of the city's entire health budget, he said. And so Velázquez was loaded into an ambulance for a 26-hour ride across Mexico. She cost Arizona taxpayers $478,000 DOLLARS!!! This is what only ONE illegal has cost Arizona taxpayers!! Is it any WONDER that we do NOT want them here?

So what do you think about stimulus bill that is going to get pass.? Remember, this economic stimulus bill is supposed to be used as a catalyst to re-start our economy. Period. $1 billion for Amtrak, which hasn’t earned a profit in four decades. $400 million for research into global warming. $2.4 billion for projects to demonstrate how carbon greenhouse gas can be safely removed from the atmosphere. Remember, this economic stimulus bill is supposed to be used as a catalyst to re-start our economy. Period. $650 million for coupons to help consumers convert their TV sets from analog to digital, part of the digital TV conversion. $600 million to buy a new fleet of cars for federal employees and government departments. $75 million to fund programs to help people quit smoking. $21 million to re-sod the National Mall, which suffered heavy use during the Inauguration. Remember, this economic stimulus bill is supposed to be used as a catalyst to re-start our economy. Period. $2.25 billion for national parks. This item has sparked calls for an investigation, because the chief lobbyist of the National Parks Association is the son of Rep. David R. Obey, D-Wisc. The $2,25 billion is about equal to the National Park Service’s entire annual budget. The Washington Times reports it is a threefold increase over what was originally proposed for parks in the stimulus bill. Obey is chairman of the House Appropriations Committee. $335 million for treatment and prevention of sexually transmitted diseases. $50 million for the National Endowment for the Arts. $4.19 billion to stave off foreclosures via the Neighborhood Stabilization Program. The bill allows nonprofits to compete with cities and states for $3.44 billion of the money, which means a substantial amount of it will be captured by ACORN, the controversial activist group currently under federal investigation for vote fraud. Another $750 million would be exclusively reserved for nonprofits such as ACORN – meaning cities and states are barred from receiving that money. Sen. David Vitter, R-La., charges the money could appear to be a “payoff” for the partisan political activities community groups in the last election cycle. $44 million to renovate the headquarters building of the Agriculture Department. Remember, this economic stimulus bill is supposed to be used as a catalyst to re-start our economy. Period. $32 billion for a “smart electricity grid to minimize waste. $87 billion of Medicaid funds, to aid states. $53.4 billion for science facilities, high speed Internet, and miscellaneous energy and environmental programs. Remember, this economic stimulus bill is supposed to be used as a catalyst to re-start our economy. Period. $13 billion to repair and weatherize public housing, help the homeless, repair foreclosed homes. $20 billion for quicker depreciation and write-offs for equipment. $10.3 billion for tax credits to help families defray the cost of college tuition. $20 billion over five years for an expanded food stamp program. Remember, this economic stimulus bill is supposed to be used as a catalyst to re-start our economy. Period. Now how about those earmarks…? $2 billion earmark to re-start FutureGen, a near-zero emissions coal power plant in Illinois that the Dept. of Energy defunded last year because the project was inefficient $650 million for the digital television (DTV) converter coupon program $88 million for the Coast Guard to design a new polar icebreaker (ship) $448 million for constructing the Dept. of Homeland Security HQ $248 million for furniture at the new Homeland Security headquarters $600 million to buy hybrid vehicles for federal employees $400 million for the CDC to screen and prevent STD’s $1.4 billion for a rural waste disposal programs $125 million for the Washington, D.C. sewer system $150 million for Smithsonian museum facilities $1 billion for the 2010 Census, projected cost overrun of $3 billion $75 million for “smoking cessation activities” $200 million for public computer centers at community colleges $75 million for salaries of employees at the FBI $25 million for tribal alcohol and substance abuse reduction $500 million for flood reduction projects on the Mississippi River $10 million to inspect canals in urban areas $6 billion to turn federal buildings into “green” buildings $500 million for state and local fire stations $650 million for wildland fire management on Forest Service lands $150 million for Smithsonian museum facilities $1.2 billion for “youth activities,” including youth summer job programs $88 million for renovating the headquarters of the Public Health Service $412 million for CDC buildings and property $500 million for building and repairing NIH facilities in Bethesda, MD $160 million for “paid volunteers” at the Corporation for National and Community Service $5.5 million for “energy efficiency initiatives” at the VA “National Cemete

Who can save poor Terresa???? She is too poor for a wrong pick of a liar faith of christ.? WE ARE VERY LUCKY TO LIVE IN A WORLD OF FREE SPEECH & COMMUNICATION, BY MANY NEWS WE CAN JUDGE GOOD OR BAD, EVEN THE CASE IRAQ WAR, ALL OF PAPERS INDICATE THAT OIL WAR RATHER THAN A TINNY ARM FORCE THREAT. THE IMPORTANT IS US STILL A FREEDOM COUNTRY, NOT ANY WAR WILL TURN IT TO A MONOPOLY SOVEREIGN. JUST vatican, muslim, christ DO. AND LUCKILY, ALL OF US GET OUT OF christ, muslim HAUNT IN THE GOVERNMENT NOW. TO VOICE OUR OPINION WITHOUT ANY SLANDERING & CRIMES BY ANY RELIGIOUS COURT AS HUNDRED YEARS AGO.

So THIS is a stimulus pkg? HAHAHAHAHA Provisions of the bill that many legislators are questioning: $1 billion for Amtrak, which hasn’t earned a profit in four decades. $2 billion to help subsidize child care. $400 million for research into global warming. $2.4 billion for projects to demonstrate how carbon greenhouse gas can be safely removed from the atmosphere. $650 million for coupons to help consumers convert their TV sets from analog to digital, part of the digital TV conversion. $600 million to buy a new fleet of cars for federal employees and government departments. $75 million to fund programs to help people quit smoking. $21 million to re-sod the National Mall, which suffered heavy use during the Inauguration. $2.25 billion for national parks. This item has sparked calls for an investigation, because the chief lobbyist of the National Parks Association is the son of Rep. David R. Obey, D-Wisc. The $2,25 billion is about equal to the National Park Service’s entire annual budget. The Washington Times reports it is a threefold increase over what was originally proposed for parks in the stimulus bill. Obey is chairman of the House Appropriations Committee. $335 million for treatment and prevention of sexually transmitted diseases. $50 million for the National Endowment for the Arts. $4.19 billion to stave off foreclosures via the Neighborhood Stabilization Program. The bill allows nonprofits to compete with cities and states for $3.44 billion of the money, which means a substantial amount of it will be captured by ACORN, the controversial activist group currently under federal investigation for vote fraud. Another $750 million would be exclusively reserved for nonprofits such as ACORN – meaning cities and states are barred from receiving that money. Sen. David Vitter, R-La., charges the money could appear to be a “payoff” for the partisan political activities community groups in the last election cycle. $44 million to renovate the headquarters building of the Agriculture Department. $32 billion for a “smart electricity grid to minimize waste. $87 billion of Medicaid funds, to aid states. $53.4 billion for science facilities, high speed Internet, and miscellaneous energy and environmental programs. $13 billion to repair and weatherize public housing, help the homeless, repair foreclosed homes. $20 billion for quicker depreciation and write-offs for equipment. $10.3 billion for tax credits to help families defray the cost of college tuition. $20 billion over five years for an expanded food stamp program. Republican leaders say the stimulus package will add 32 new government programs at a cost of $136 billion. They object that many of the programs, once established, are likely to continue indefinitely. Most media outlets are reporting the cost of the package at $819 billion. As Newsmax revealed yesterday, however, the Congressional Budget Office calculates that the interest on the debt generated by the bill’s spending will cost another $347.1 billion, making the total cost approximately $1.17 trillion. Liberal democrats strike again