Repair Credit Report Help
Medical Collections and Settlement?
Hello, My name is Dria and I am in the process of repairing my credit. I have 5 medical collection accounts that read as follows. Central Fincl Control- $798.00 Date Opened: 03/06/2007 Date Reported:09/15/2007 Central Fincl Control- $100.00 Date Opened: 01/17/2007 Dated Reported: 09/15/2007 Central Fincl Control- $289.00 Date Opened:11/10/2006 Date Reported: 09/01/2007 Central Fincl Control-$330.00 Date Opened-11/08/2005 Date Reported-09/01/2007 Central Fincl Control-$ 95.00 Date Opened- 04/21/2005 Date Reported-09/01/2007 OSI Collection Service-$282.00 Date Opened-06-16-2007 Date Reported- 11-10-2007 Now, the question is what is the best way to settle these accounts, I am in the process of disputing again for a second round...These accounts came back verified, so I think it is time to dispute again with the CB, and then send out DV letters.If they can prove the debt I want to settle, what is the best way to settle these medical collections? 60% or %30
Public Comments
- yes
- start at 30 percent and see if you can get it accepted. you may get lucky. you can always go up / but you can't go down. after you get them settled, you might be able to add a consumer note that says insurance didn't pay them promptly. blame it all on them ! insurance companies are notoriously slow payment.
