Repair Credit Report Help
Can I get a credit if I owe about $3000 to the bank?
Hello! I'm really worried about my bank account and credit history. I owe about $3000 the Chase bank, and actually, they suspected me in fraud, but mostly, that was not my fault, I was swindled, just used me to get the money from the bank into their pockets! I was very stupid that I'd done that. Well, now I need lots of money fpr cosmetic treatment which is very complicated and what's more important, costs me a fortune! I don't even know how I can afford it. I tried to get a credit, but was denied. I checked out my credit report, there was stated my debt to the Chase bank, and no other history records. I don't know what to do, but I do need to repair my credit history, apart from that, I need money for the college to study. If I owe the money, will I be able to open accounts in other banks apart from the Chase? Can I be eligible for some credit cards? Please, help me with your clues! Thanks.
Public Comments
- the best thing to do is pay off what you owe b4 you use it for anything else
- If you are getting elective cosmetic surgery, it's probably not worth going further into debt. Stay away from credit cards. Just get a job and pay off your debt. Then don't buy it if you can't afford it.
- first off you need to pay back chase bank, set up a payment plan with them. if you have an income then another company will give you credit usually but it will have a high interest rate, that is if you are making payments to chase. hold off the cosmetic treatment if it is not an emergency until you can afford it. for college try for a student loan or grant.
- dam I owe 1000 dollars and I thinks that's two much
