Repair Credit Report Help

Is there a way to get a free copy of my credit report to dispute a negative report?

I do not want to go through one of these rip off companies that find hidden ways to charge you. Can I contact the credit burau myself and get one

Public Comments

1. You can go to truecredit.com and they will really give you a free one. You can always back out if they try to charge you. You are entitled to one free report every year.
2. Only some states give its consumers a free credit report by state law. Any yes you can request one free credit report every 12 months from each consumer credit reporting company like Equifax, Experian and TransUnion. I use https://www.annualcreditreport.com/cra/index.jsp because it is the official site to help consumers to obtain their free credit report from the nationwide agencies
3. You can get a free credit report at http://bestcreditcardratings.com/credit-reports
4. You can request a free credit report once a year from each of the three credit bureaus and you can file a dispute regarding any false information of a negative nature.