Repair Credit Report Help

Can you dispute items on your credit report that is taken from Freetriplescore.com?

Its the three-in-one that tells you your score and negative items in each credit report. But since the information is merged, would that be acceptable to use when trying to file a dispute or claim any inaccuracies? Im talking about writing dispute letters to the individual bureus for them to to investigate things that are inaccurate and wrong on my reports. I know you have to send in a copy of your credit report to the bureu, im wondering if they would accept this merged document...

Public Comments

1. If you have cleared liabilities that are still on your credit score; yes, you can contact the company in question and ask them to de-register their claim on your report. They seem to take their own sweet time in removing these registrations. Its a good idea to check in on your report at least once a year and these will clear eventually. They do take their time however.
2. Contesting an inaccuracy on your credit report may seem like David fighting Goliath, but the result - a clean and accurate credit history - is worth the battle. Here's how you do it. Step 1: Request a copy of your credit report from one of the major credit bureau companies or another provider. These are all typically accessible through the Internet. Step 2: Read the report carefully. Highlight any items you don't recognize or that appear to be incorrect. Step 3: Call the credit bureau company reporting the information in question. It will provide you with the appropriate credit card company phone numbers. Step 4: Call the credit card companies and ask them to research the situation. If they made an error, request that they send a written correction to the major credit bureau companies and a copy to you as well. Step 5: You can write your side of the story and ask that it be posted on your credit report, if the credit card company is unwilling to correct the reporting on your credit bureau. Step 6: Request a copy of your credit report annually to keep on top of the situation. I hope that the above information will be of good use to you. All the best............. Regards
3. Most lenders will accept a blended/merged credit report, what you are calling a a three in one since it merges the information from all three credit repositories. In view of that I feel sure you can use it for disputing or reporting inaccuracies.