Repair Credit Report Help

Can I dispute this on my credit report?

I have an account in collections that I'm trying to pay. I called the collection agency listed on my credit report & was told they gave the account back to the original creditors. I called the original creditors who say they don't have an account for me on file. I asked the collection agency if they can still report this item if they no longer have the acct. I was told "Yes, until you pay it". How can I pay this acct if no one has ownership of it? Can I dispute this item and have it removed from my credit report?

Public Comments

1. 100% dispute it. The credit bureaus will send the collector a letter requesting to verify the account. If they can't verify - it will be removed. The people at the credit bureaus are bad tempered idiots - ask anyone that has dealt with them. /
2. Follow the dispute procedures on the credit bureau websites. You dispute to the bureaus, not to the collection agency.
3. Dispute it with the credit bureau. They have 30 days to verify or off it goes.