Repair Credit Report Help

where to go or how to remove bad credit from your credit report.How can I remove something from credit report

How can I fix my credit report and remove bad reported payment history with a reporting company ??

Public Comments

1. You can't remove anything from your credit report unless it is incorrect. It will eventually go away in 7 years.
2. You need to contact the company that placed there in the first place and if it was an error they will remove it. On the other hand, if you did not pay them...
3. If you noticed something on your credit that wasn't yours or correct then you want to contact the credit bureau. However late payment and judgments that are yours will be there for 7-10 years! Good Luck!
4. contact a credit repair agency, trust me they really work they will dispute the charges they are really cheap!!!!
5. you have to write a letter disputing the inaccurate entries which will be visible during inquiries
6. There is no way to remove things unless they are incorrect.
7. There are a number of good Companies that can assist you with cleaning up your credit report. First thing is to keep current on your payments; this will stop anymore-negative marks appearing on your credit report. Next go to www.annualcreditreport.com to get a free credit report, take a look at it, may not be as bad as you think. YOU CAN REPAIR YOUR OWN CREDIT YOURSELF FOR FREE. If you decide you need some help repairing you credit, be careful of some credit repair services that promise you A-1 credit over night for an upfront fee. Credit repair takes time.
8. go to ezboard.com and search for credit repair forums, all the info is there, just look around a bit.
9. www.creditboards.com is full of good tips.
10. you can remove incorect info on a report if the creditor does not respond to credit bureu dispute. you can have negative wrong info corrected, this can be done online and for free. you should try to pay off and or consoladate the bills the work to have nuetral info reported when it is payed. there are 4 major credit agencies and a number of small ones. smaple letters as well as most contact info and tips on how to work through rebuilding and repairing credit can be found in this ebook http://www.geocities.com/maverick_mathaeus/CREDIT_REPAIR.html
11. First, get informed from the right source. Use the Federal Trade commission web site. Be prepared to send a series of letters certified return receipt requested. Use an easy to find and use credit repair kit. They can be found on-line or in an office supply store. They have easy to fol ow instructions and prepared form letters to copy.