Hi I when through CCS a credit program to reduce my payments and help me pay off the credit cards faster.Now I have a credit score of 600 due to the fact my program told me to wait till they took control to pay the payment to my credit card companies.Now I am a 90 day late payer for 4 of my credit cards.Keep in mine I stayed in the program till last year and paid my debt off in full through the program.Now I want to ask my creditor which now I have close account with,to stop reporting the no payments(from 2yrs ago) is that possiable do they have a program or can I call them my self?I want to buy a house in 2 months so .........